EVITAL insurance information
Electric car insurance
Explore insurance considerations for electric cars and the features that can make EV ownership different.
Battery and charging systems
A factor that may be relevant when reviewing EV insurance products.
Vehicle-specific repair processes
Consider how this is treated in the relevant policy wording.
Driver-assistance technology
Requirements, limits and eligibility vary between providers.
How and where the vehicle is used
Review the applicable product documentation before acquiring cover.
What to consider
Review the details that matter.
Battery and charging systems
An electric car can have different components, repair processes and charging arrangements from a petrol or diesel vehicle. Vehicle value, driving history, garaging location and intended use may also be considered by insurers when assessing risk and pricing.
Vehicle-specific repair processes
An electric car can have different components, repair processes and charging arrangements from a petrol or diesel vehicle. Vehicle value, driving history, garaging location and intended use may also be considered by insurers when assessing risk and pricing.
Driver-assistance technology
An electric car can have different components, repair processes and charging arrangements from a petrol or diesel vehicle. Vehicle value, driving history, garaging location and intended use may also be considered by insurers when assessing risk and pricing.
How and where the vehicle is used
An electric car can have different components, repair processes and charging arrangements from a petrol or diesel vehicle. Vehicle value, driving history, garaging location and intended use may also be considered by insurers when assessing risk and pricing.
Review the policy details
Policy wording, exclusions, limits, excesses and eligibility vary between products and insurers. Review the relevant product documentation before acquiring cover.
How it works
From enquiry to provider.
01
Submit an EV insurance enquiry
Tell EVITAL about your vehicle and contact details. This is an enquiry only and does not provide insurance cover.
02
EVITAL reviews your enquiry
We may contact you to clarify information and, where appropriate, refer your enquiry to a relevant licensed insurance provider or intermediary.
03
The provider handles the insurance process
Any recommendation, quotation, application, product documentation and policy issuance is handled by the relevant provider.
FAQ
Your questions answered.
Why can EV insurance be different?
Electric vehicles use battery systems, high-voltage components and vehicle-specific technology that can affect assessment and repair considerations. The significance of those factors varies by vehicle, damage and insurer.
What does EV insurance cover?
Cover depends on the insurer, policy wording, selected options, exclusions, limits and eligibility. Read the applicable product documentation before acquiring cover.
Can I enquire about EV insurance through EVITAL?
Yes. You can submit an EV insurance enquiry to EVITAL. An enquiry is not an insurance application, quote, recommendation or confirmation of cover.
Important information
EVITAL provides general information about electric vehicle insurance and facilitates insurance enquiries. EVITAL is not an insurer and does not issue insurance policies or provide financial product advice. Where appropriate, EVITAL may refer an enquiry to a third-party insurance provider or intermediary and may receive a referral fee or other commercial benefit. Submitting an enquiry is not an application for insurance and does not provide insurance cover. If a specific insurance product is offered, review the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), policy wording, exclusions, limits and eligibility before making a decision.
Have an EV insurance enquiry?
Submit your details to EVITAL. Where appropriate, we may refer your enquiry to a relevant licensed insurance provider or intermediary.