Tesla insurance in Australia

Quick answer

How is a Tesla insured in Australia?

Tesla vehicles can be considered under Australian motor insurance products where the vehicle and driver meet the provider's eligibility rules. Availability, pricing, inclusions and exclusions vary between insurers and individual circumstances.

This page is about researching motor insurance for a Tesla vehicle. It does not describe a Tesla-branded insurance product. EVITAL is independent and is not affiliated with, endorsed by or authorised by Tesla.

Tesla details to have ready

Record the exact model, Australian variant, drivetrain, build year, delivery date, registration or VIN, vehicle value, accessories, modifications, annual distance, garaging and intended use. Do not assume that terms for one Tesla configuration apply to another.

Current Tesla models and variants in Australia

Tesla's Australian range currently lists the configurations below. Availability and naming can change, so confirm the current Australian configurator and use the exact vehicle details when researching insurance.

Earlier Model 3 and Model Y configurations, and used Model S and Model X vehicles, can have different specifications and values. Identify the exact build rather than selecting a current variant as a substitute.

Repair, glass and calibration considerations

Tesla states that its approved body shops are factory trained and equipped. Compare the policy's choice-of-repairer and replacement-parts terms rather than assuming that a Tesla-approved repairer or genuine Tesla parts are automatically included.

Check who arranges and pays for windscreen or glass replacement, camera checks and any manufacturer-required post-repair calibration. The answer depends on the damage and current policy terms.

Battery, charging equipment and towing

Check the PDS for accidental damage to the traction battery and associated towing. Treat battery degradation and mechanical failure separately: these may be policy exclusions and may instead fall under the applicable Tesla manufacturer warranty if its conditions are met.

Charging cables and permanently installed home charging equipment may be treated differently across motor, building and contents policies. Tesla's transport guidance for Model 3 and Model Y says all four wheels should be off the ground, such as on a flatbed truck or trailer; confirm the current vehicle manual and the policy's towing terms.

Tesla warranty and motor insurance are different

Tesla's New Vehicle Limited Warranty is a manufacturer warranty subject to its current terms, time and distance limits, exclusions and claim requirements. It is not motor insurance and does not replace motor insurance.

A motor policy responds only to insured events and benefits under its wording. A manufacturer warranty generally addresses eligible defects or failures under separate terms. Check the current Tesla warranty document and the insurance PDS to understand which process may apply.

Compare the exact Tesla

Model 3, Model Y and Model Y L differ in body type, seating, value, wheel and tyre configuration, performance and repair inputs. Older Model S and Model X vehicles have their own specifications. Compare insurance information using the exact Australian vehicle and build details rather than the Tesla brand name alone.