EVITAL insurance information
Third party EV insurance
General information about third party motor insurance considerations for electric vehicle owners.
Damage to another vehicle
A factor that may be relevant when reviewing EV insurance products.
Damage to another person's property
Consider how this is treated in the relevant policy wording.
Policy limits and exclusions
Requirements, limits and eligibility vary between providers.
How damage to your own EV is treated
Review the applicable product documentation before acquiring cover.
What to consider
Review the details that matter.
Damage to another vehicle
Third party property damage insurance is generally designed to cover your legal liability for damage to another person's vehicle or property, subject to the policy wording, exclusions and limits. It generally does not provide the same level of cover for damage to your own vehicle as comprehensive insurance.
Damage to another person's property
Third party property damage insurance is generally designed to cover your legal liability for damage to another person's vehicle or property, subject to the policy wording, exclusions and limits. It generally does not provide the same level of cover for damage to your own vehicle as comprehensive insurance.
Policy limits and exclusions
Third party property damage insurance is generally designed to cover your legal liability for damage to another person's vehicle or property, subject to the policy wording, exclusions and limits. It generally does not provide the same level of cover for damage to your own vehicle as comprehensive insurance.
How damage to your own EV is treated
Third party property damage insurance is generally designed to cover your legal liability for damage to another person's vehicle or property, subject to the policy wording, exclusions and limits. It generally does not provide the same level of cover for damage to your own vehicle as comprehensive insurance.
Review what is and is not covered
Third party products vary. Review the relevant PDS and policy wording to understand the cover, exclusions, limits and optional benefits that apply.
How it works
From enquiry to provider.
01
Submit an EV insurance enquiry
Tell EVITAL about your vehicle and contact details. This is an enquiry only and does not provide insurance cover.
02
EVITAL reviews your enquiry
We may contact you to clarify information and, where appropriate, refer your enquiry to a relevant licensed insurance provider or intermediary.
03
The provider handles the insurance process
Any recommendation, quotation, application, product documentation and policy issuance is handled by the relevant provider.
FAQ
Your questions answered.
Why can EV insurance be different?
Electric vehicles use battery systems, high-voltage components and vehicle-specific technology that can affect assessment and repair considerations. The significance of those factors varies by vehicle, damage and insurer.
What does EV insurance cover?
Cover depends on the insurer, policy wording, selected options, exclusions, limits and eligibility. Read the applicable product documentation before acquiring cover.
Can I enquire about EV insurance through EVITAL?
Yes. You can submit an EV insurance enquiry to EVITAL. An enquiry is not an insurance application, quote, recommendation or confirmation of cover.
Important information
EVITAL provides general information about electric vehicle insurance and facilitates insurance enquiries. EVITAL is not an insurer and does not issue insurance policies or provide financial product advice. Where appropriate, EVITAL may refer an enquiry to a third-party insurance provider or intermediary and may receive a referral fee or other commercial benefit. Submitting an enquiry is not an application for insurance and does not provide insurance cover. If a specific insurance product is offered, review the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), policy wording, exclusions, limits and eligibility before making a decision.
Have an EV insurance enquiry?
Submit your details to EVITAL. Where appropriate, we may refer your enquiry to a relevant licensed insurance provider or intermediary.